Alliantgroup LP 401(k) Review & Grade
Alliantgroup LP 401(k) Plan
Houston, TXProfessional, Scientific & Technical Services624 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,039Employer $ per active participant
$7,100Employee $ saved per active participant
0.38%Direct admin cost, % of plan assets
$39.0MNet plan assets, end of year
$63,214Average balance per account
Score breakdown
- Employer generosity17.1 / 5034th percentile for employer $ per participant
- Low cost8.0 / 2532th percentile for low admin cost vs. same-size plans
- Employee saving5.3 / 1536th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score33 / 100 · Grade D
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 34th |
| Lower admin cost | 32th |
| Employee saving | 36th |
| Peers that auto-enroll | 48% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Alliantgroup LP put in about $2,039 per active participant, below the typical peer ($3,082). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.38% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,273,129 |
| Participant (employee) contributions | $4,433,897 |
| Other contributions (incl. rollovers in) | $666,612 |
| Administrative expenses paid from the plan | $135,179 |
| Investment advisory & management fees | $16,521 |
| Benefits paid out | $3,172,956 |
| Net assets, start / end of year | $31.7M / $39.0M |
| Active participants, start / end of year | 663 / 586 |
| Participants with account balances | 617 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Seth & Associates Cpas, PLLC |
Largest service providers (Schedule C)
| Empower Annuity Insurance Company O | $118,658 reported compensation |
| Osaic FS Inc | $33,660 reported compensation |
| Envestnet Retirement Solutions, LLC | $16,521 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251013133217NAL0000655283001, received 2025-10-13, EIN 04-3647277, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.