Anser Advisory, LLC. 401(k) Review & Grade
Anser Advisory LLC 401k Retirement Plan
Ocoee, FLProfessional, Scientific & Technical Services940 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$5,697Employer $ per active participant
$12,087Employee $ saved per active participant
0.30%Direct admin cost, % of plan assets
$65.2MNet plan assets, end of year
$66,156Average balance per account
Score breakdown
- Employer generosity39.0 / 5078th percentile for employer $ per participant
- Low cost10.2 / 2541th percentile for low admin cost vs. same-size plans
- Employee saving11.2 / 1574th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score70 / 100 · Grade B
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 78th |
| Lower admin cost | 41th |
| Employee saving | 74th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Anser Advisory put in about $5,697 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $5,352,435 |
| Participant (employee) contributions | $11,355,659 |
| Other contributions (incl. rollovers in) | $2,990,039 |
| Administrative expenses paid from the plan | $160,852 |
| Benefits paid out | $3,447,265 |
| Net assets, start / end of year | $42.6M / $65.2M |
| Active participants, start / end of year | 919 / 960 |
| Participants with account balances | 986 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Wiss & Company LLP |
Largest service providers (Schedule C)
| Seia LLC | $80,740 reported compensation |
| Adp, Inc. | $80,111 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251006052100NAL0005825472001, received 2025-10-06, EIN 33-0690787, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.