Aptean, Inc. 401(k) Review & Grade
Aptean 401k Plan
Alpharetta, GAProfessional, Scientific & Technical Services732 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$3,322Employer $ per active participant
$10,933Employee $ saved per active participant
0.11%Direct admin cost, % of plan assets
$123.7MNet plan assets, end of year
$109,852Average balance per account
Score breakdown
- Employer generosity27.1 / 5054th percentile for employer $ per participant
- Low cost18.1 / 2572th percentile for low admin cost vs. same-size plans
- Employee saving10.0 / 1566th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score58 / 100 · Grade C
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 54th |
| Lower admin cost | 72th |
| Employee saving | 66th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Aptean put in about $3,322 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,429,707 |
| Participant (employee) contributions | $7,997,493 |
| Other contributions (incl. rollovers in) | $2,209,666 |
| Administrative expenses paid from the plan | $124,786 |
| Contract administrator fees | $1,200 |
| Investment advisory & management fees | $2,261 |
| Benefits paid out | $11,988,699 |
| Net assets, start / end of year | $108.3M / $123.7M |
| Active participants, start / end of year | 706 / 757 |
| Participants with account balances | 1,126 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Cliftonlarsonallen LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $122,525 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250924140308NAL0003063091001, received 2025-09-24, EIN 35-1665080, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.