Delta Defense, LLC 401(k) Review & Grade
Delta Defense, LLC 401(k) Plan
West Bend, WIOther Services632 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$3,681Employer $ per active participant
$5,570Employee $ saved per active participant
0.34%Direct admin cost, % of plan assets
$28.5MNet plan assets, end of year
$41,913Average balance per account
Score breakdown
- Employer generosity42.9 / 5086th percentile for employer $ per participant
- Low cost9.1 / 2537th percentile for low admin cost vs. same-size plans
- Employee saving11.9 / 1580th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score67 / 100 · Grade B
This plan vs. peers
Peers: Other Services plans with 500–2,499 active participants (333 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 86th |
| Lower admin cost | 37th |
| Employee saving | 80th |
| Peers that auto-enroll | 40% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Delta Defense put in about $3,681 per active participant, more than the typical peer ($1,257). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,326,493 |
| Participant (employee) contributions | $3,520,038 |
| Other contributions (incl. rollovers in) | $70,232 |
| Administrative expenses paid from the plan | $83,570 |
| Investment advisory & management fees | $54,776 |
| Benefits paid out | $1,446,180 |
| Net assets, start / end of year | $21.1M / $28.5M |
| Active participants, start / end of year | 638 / 626 |
| Participants with account balances | 681 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Hawkins Ash Cpas, LLP |
Largest service providers (Schedule C)
| Creative Planning Holdco, LLC | $54,776 reported compensation |
| Wipfli LLP | $28,539 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250725102459NAL0005699745001, received 2025-07-25, EIN 20-0364350, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.