Insight Global, LLC 401(k) Review & Grade
Insight Global, LLC 401(k) Plan
Atlanta, GAAdministrative, Support & Staffing Services28,170 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$46Employer $ per active participant
$3,125Employee $ saved per active participant
0.17%Direct admin cost, % of plan assets
$486.9MNet plan assets, end of year
$33,486Average balance per account
Score breakdown
- Employer generosity12.5 / 5025th percentile for employer $ per participant
- Low cost6.1 / 2524th percentile for low admin cost vs. same-size plans
- Employee saving11.3 / 1575th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-13 pts2 issues reported on the filing
Total score20 / 100 · Grade F
This plan vs. peers
Peers: Administrative, Support & Staffing Services plans with 10,000+ active participants (33 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 25th |
| Lower admin cost | 24th |
| Employee saving | 75th |
| Peers that auto-enroll | 36% |
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Red flags from the filing
Benefits not paid when due: the plan reported failing to pay some benefits on time.
Corrective distributions: the plan refunded $4,636,220 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Insight Global put in about $46 per active participant, below the typical peer ($271). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.17% of assets) are well above similar-size plans (0.09%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,283,153 |
| Participant (employee) contributions | $88,041,205 |
| Other contributions (incl. rollovers in) | $20,105,223 |
| Administrative expenses paid from the plan | $733,443 |
| Contract administrator fees | $1,500 |
| Investment advisory & management fees | $74,675 |
| Benefits paid out | $63,890,530 |
| Net assets, start / end of year | $386.0M / $486.9M |
| Active participants, start / end of year | 24,087 / 32,253 |
| Participants with account balances | 14,540 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Bennett Thrasher |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $679,611 reported compensation |
| Wells Fargo Clearing Services LLC | $74,675 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251014153538NAL0006684722001, received 2025-10-14, EIN 20-8775560, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.