Intel Corporation 401(k) Review & Grade
Intel 401(k) Savings Plan
Folsom, CAManufacturing50,996 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$11,187Employer $ per active participant
$21,598Employee $ saved per active participant
0.00%Direct admin cost, % of plan assets
$24.8BNet plan assets, end of year
$308,247Average balance per account
Score breakdown
- Employer generosity42.3 / 5085th percentile for employer $ per participant
- Low cost24.9 / 25100th percentile for low admin cost vs. same-size plans
- Employee saving14.6 / 1597th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score92 / 100 · Grade A
This plan vs. peers
Peers: Manufacturing plans with 10,000+ active participants (151 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 85th |
| Lower admin cost | 100th |
| Employee saving | 97th |
| Peers that auto-enroll | 69% |
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Intel put in about $11,187 per active participant, more than the typical peer ($5,480). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $570,462,285 |
| Participant (employee) contributions | $1,101,420,400 |
| Other contributions (incl. rollovers in) | – |
| Administrative expenses paid from the plan | $268,048 |
| Contract administrator fees | $268,048 |
| Benefits paid out | $2,462,447,016 |
| Net assets, start / end of year | $22.2B / $24.8B |
| Active participants, start / end of year | 55,298 / 46,693 |
| Participants with account balances | 80,583 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Crowe LLP |
| Employer stock held by plan | $224,220,871 |
Largest service providers (Schedule C)
| Fidelity Invest Inst Ops Co | $222,720 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250902075715NAL0024134752001, received 2025-09-02, EIN 94-1672743, plan #003, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.
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