Kroll, LLC 401(k) Review & Grade
Kroll 401(k) Retirement Savings Plan
New York, NYProfessional, Scientific & Technical Services1,938 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$6,829Employer $ per active participant
$13,339Employee $ saved per active participant
0.09%Direct admin cost, % of plan assets
$504.6MNet plan assets, end of year
$189,714Average balance per account
Score breakdown
- Employer generosity41.8 / 5084th percentile for employer $ per participant
- Low cost19.2 / 2577th percentile for low admin cost vs. same-size plans
- Employee saving12.2 / 1581th percentile for employee $ per participant
- Plan features0 / 10No auto-enrollment or default investment reported
Total score73 / 100 · Grade B
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 84th |
| Lower admin cost | 77th |
| Employee saving | 81th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Kroll put in about $6,829 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $13,237,491 |
| Participant (employee) contributions | $25,857,999 |
| Other contributions (incl. rollovers in) | $3,136,908 |
| Administrative expenses paid from the plan | $419,255 |
| Contract administrator fees | $175,741 |
| Investment advisory & management fees | $144,151 |
| Benefits paid out | $50,914,243 |
| Net assets, start / end of year | $446.1M / $504.6M |
| Active participants, start / end of year | 2,018 / 1,859 |
| Participants with account balances | 2,660 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Cohnreznick Advisory LLC |
Largest service providers (Schedule C)
| Newport Group, Inc. | $275,105 reported compensation |
| Graystone Consulting-Morgan Stanley | $144,151 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251014172825NAL0001730515001, received 2025-10-14, EIN 36-4090666, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.