Leupold & Stevens, Inc. 401(k) Review & Grade
Leupold & Stevens Retirement Savings Plan
Beaverton, ORManufacturing800 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$5,906Employer $ per active participant
$6,854Employee $ saved per active participant
0.11%Direct admin cost, % of plan assets
$147.1MNet plan assets, end of year
$141,688Average balance per account
Score breakdown
- Employer generosity43.7 / 5087th percentile for employer $ per participant
- Low cost18.1 / 2572th percentile for low admin cost vs. same-size plans
- Employee saving10.8 / 1572th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score76 / 100 · Grade A
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 87th |
| Lower admin cost | 72th |
| Employee saving | 72th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Leupold & Stevens put in about $5,906 per active participant, more than the typical peer ($2,320). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $4,724,886 |
| Participant (employee) contributions | $5,483,401 |
| Other contributions (incl. rollovers in) | $1,487,422 |
| Administrative expenses paid from the plan | $146,285 |
| Other admin expenses | $146,285 |
| Benefits paid out | $7,390,107 |
| Net assets, start / end of year | $125.3M / $147.1M |
| Active participants, start / end of year | 795 / 805 |
| Participants with account balances | 1,038 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Baker Tilly US, LLP |
Largest service providers (Schedule C)
| The Vanguard Group, Inc. | $104,958 reported compensation |
| Vanguard Advisers Inc. | $44,178 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251008133943NAL0003049859001, received 2025-10-08, EIN 93-0372974, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.