Newegg Inc. 401(k) Review & Grade
Newegg 401(k) Plan
Diamond Bar, CARetail Trade580 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,507Employer $ per active participant
$4,542Employee $ saved per active participant
0.26%Direct admin cost, % of plan assets
$67.2MNet plan assets, end of year
$69,884Average balance per account
Score breakdown
- Employer generosity45.1 / 5090th percentile for employer $ per participant
- Low cost11.6 / 2546th percentile for low admin cost vs. same-size plans
- Employee saving11.1 / 1574th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score71 / 100 · Grade B
This plan vs. peers
Peers: Retail Trade plans with 500–2,499 active participants (719 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 90th |
| Lower admin cost | 46th |
| Employee saving | 74th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Newegg put in about $2,507 per active participant, more than the typical peer ($743). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,455,284 |
| Participant (employee) contributions | $2,636,479 |
| Other contributions (incl. rollovers in) | $420,764 |
| Administrative expenses paid from the plan | $165,277 |
| Investment advisory & management fees | $85,767 |
| Other admin expenses | $55 |
| Benefits paid out | $7,700,877 |
| Net assets, start / end of year | $61.3M / $67.2M |
| Active participants, start / end of year | 521 / 640 |
| Participants with account balances | 962 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Pension Assurance LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $79,455 reported compensation |
| Sageview Advisory Group LLC | $63,691 reported compensation |
| Strategic Advisors, Inc. | $22,076 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251002141703NAL0000574897001, received 2025-10-02, EIN 20-3225548, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.