Pridestaff, Inc. 401(k) Review & Grade
Pridestaff, Inc. 401(k) Plan
Fresno, CAAdministrative, Support & Staffing Services745 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$481Employer $ per active participant
$1,275Employee $ saved per active participant
0.13%Direct admin cost, % of plan assets
$9.6MNet plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity21.8 / 5044th percentile for employer $ per participant
- Low cost17.0 / 2568th percentile for low admin cost vs. same-size plans
- Employee saving5.9 / 1540th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score48 / 100 · Grade C
This plan vs. peers
Peers: Administrative, Support & Staffing Services plans with 500–2,499 active participants (401 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 44th |
| Lower admin cost | 68th |
| Employee saving | 40th |
| Peers that auto-enroll | 27% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Pridestaff put in about $481 per active participant, below the typical peer ($712). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $358,471 |
| Participant (employee) contributions | $949,755 |
| Other contributions (incl. rollovers in) | $31,123 |
| Administrative expenses paid from the plan | $11,133 |
| Investment advisory & management fees | $6,383 |
| Benefits paid out | $824,792 |
| Net assets, start / end of year | $7.9M / $9.6M |
| Active participants, start / end of year | 794 / 696 |
| Participants with account balances | 250 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Dededian, George, Small & Markarian |
Largest service providers (Schedule C)
| Nationwide | $30,586 reported compensation |
| Ameriprise Financial | $26,303 reported compensation |
| Moore Grider & Company LLP | $4,875 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251006181249NAL0002281171001, received 2025-10-06, EIN 77-0096099, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.