Warburg Pincus LLC 401(k) Review & Grade
Warburg Pincus LLC Profit Sharing Plan
New York, NYFinance & Insurance505 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$24,193Employer $ per active participant
$16,018Employee $ saved per active participant
0.01%Direct admin cost, % of plan assets
$324.9MNet plan assets, end of year
$425,243Average balance per account
Score breakdown
- Employer generosity49.7 / 5099th percentile for employer $ per participant
- Low cost24.3 / 2597th percentile for low admin cost vs. same-size plans
- Employee saving13.8 / 1592th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score88 / 100 · Grade A
This plan vs. peers
Peers: Finance & Insurance plans with 500–2,499 active participants (754 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 99th |
| Lower admin cost | 97th |
| Employee saving | 92th |
| Peers that auto-enroll | 62% |
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Red flags from the filing
Corrective distributions: the plan refunded $1,156 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Warburg Pincus put in about $24,193 per active participant, more than the typical peer ($3,606). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $12,217,716 |
| Participant (employee) contributions | $8,089,113 |
| Other contributions (incl. rollovers in) | $2,522,025 |
| Administrative expenses paid from the plan | $38,785 |
| Investment advisory & management fees | $34,703 |
| Other admin expenses | $4,082 |
| Benefits paid out | $25,804,024 |
| Net assets, start / end of year | $284.5M / $324.9M |
| Active participants, start / end of year | 503 / 507 |
| Participants with account balances | 764 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Ernst & Young LLP |
Largest service providers (Schedule C)
| Strategic Advisors, Inc | $34,703 reported compensation |
| Fid Inv Inst Ops Co | $4,081 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251007135849NAL0008051680001, received 2025-10-07, EIN 13-3536050, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.