Weee Inc. 401(k) Review & Grade
Weee Inc. 401(k) Plan
Fremont, CARetail Trade890 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,424Employer $ per active participant
$4,729Employee $ saved per active participant
0.11%Direct admin cost, % of plan assets
$18.2MNet plan assets, end of year
$23,038Average balance per account
Score breakdown
- Employer generosity44.9 / 5090th percentile for employer $ per participant
- Low cost18.1 / 2573th percentile for low admin cost vs. same-size plans
- Employee saving11.7 / 1578th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score75 / 100 · Grade A
This plan vs. peers
Peers: Retail Trade plans with 500–2,499 active participants (719 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 90th |
| Lower admin cost | 73th |
| Employee saving | 78th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
Corrective distributions: the plan refunded $11,068 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Weee put in about $2,424 per active participant, more than the typical peer ($743). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,158,757 |
| Participant (employee) contributions | $4,211,600 |
| Other contributions (incl. rollovers in) | $457,778 |
| Administrative expenses paid from the plan | $15,612 |
| Benefits paid out | $1,414,617 |
| Net assets, start / end of year | $11.0M / $18.2M |
| Active participants, start / end of year | 905 / 876 |
| Participants with account balances | 791 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Armanino LLP |
Largest service providers (Schedule C)
| Adp, Inc. | $15,612 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251001051700NAL0012820337001, received 2025-10-01, EIN 47-4361714, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.