America's largest 401(k) plans and their grades

The 100 largest graded single-employer 401(k) plans by active participants (2024 filings).

#	Employer	State	Active participants	Employer $ / participant	Score	Grade
1	Walmart Inc.	AR	1,653,316	$1,104	59	C
2	Amazon.com Services, LLC	WA	1,208,531	$758	33	D
3	Express Services, Inc.	OK	432,359	$0	4	F
4	Target Corporation	MN	418,824	$913	52	C
5	The Home Depot, Inc.	GA	394,993	$685	40	D
6	HCA Inc.	TN	308,924	$2,173	52	C
7	The TJX Companies, Inc.	MA	289,812	$381	34	D
8	CVS Health Corporation	RI	277,230	$2,014	67	B
9	Lowe's Companies, Inc.	NC	271,956	$718	61	B
10	Compass Group USA, Inc.	NC	268,456	$226	16	F
11	The Kroger Co.	OH	258,132	$1,074	67	B
12	Universal Services of America, LP	CA	239,598	$55	18	F
13	Starbucks Corporation	WA	225,928	$813	50	C
14	Walgreen Co.	IL	224,609	$1,024	66	B
15	Albertsons Companies, Inc.	CA	208,472	$345	25	F
16	Costco Wholesale Corporation	WA	207,722	$3,277	96	A
17	Dollar General Corporation	TN	206,392	$184	11	F
18	Publix Super Markets, Inc.	FL	203,111	$246	34	D
19	Unitedhealth Group Incorporated	MN	202,297	$3,289	65	B
20	Darden Restaurants, Inc.	FL	193,634	$227	32	D
21	Jpmorgan Chase Bank, National Association	NJ	185,421	$6,806	55	C
22	Insperity Holdings, Inc.	TX	177,876	$2,438	34	D
23	Allegis Group, Inc.	MD	177,602	$1	16	F
24	Wells Fargo & Company	MN	173,126	$5,943	76	A
25	Bank of America Corporation	NC	168,596	$7,635	78	A
26	Dingo Doggies Campus D/B/A Dingo Doggies	CA	163,831	$0	8	F
27	Kelly Services, Inc	MI	161,430	$36	16	F
28	Fedex Corporation	TN	156,028	$2,896	52	C
29	The Boeing Co. and Consolidated Subsidiaries	WA	141,270	$10,042	75	A
30	Pepsico, Inc.	NY	136,014	$3,046	50	C
31	RTX Corporation	CT	124,102	$8,720	74	B
32	Microsoft Corporation	WA	121,348	$9,555	80	A
33	Source 4 Solutions LLC	TN	119,111	$4	3	F
34	Tyson Foods, Inc.	AR	118,419	$973	28	F
35	Google LLC	CA	115,516	$10,505	94	A
36	H.e.butt Grocery Company	TX	108,834	$1,295	65	B
37	Marriott International, Inc.	MD	107,748	$2,316	78	A
38	Fedex Corporation	TN	107,672	$2,433	62	B
39	Macys, Inc.	OH	106,400	$830	56	C
40	AT&T Inc.	TX	106,324	$4,935	56	C
41	Twdc Enterprises 18 Corp.	CA	104,034	$480	22	F
42	Northrop Grumman Corporation	VA	102,259	$6,390	73	B
43	Apple Inc.	CA	101,334	$7,241	74	B
44	Charter Communications, Inc.	NC	98,436	$3,442	42	D
45	Sodexo, Inc.	MD	96,764	$441	48	C
46	Lockheed Martin Corporation	MD	95,628	$11,610	88	A
47	Whole Foods Market, Inc.	TX	94,068	$561	34	D
48	American Airlines, Inc. - Retirement	TX	93,647	$4,489	71	B
49	Chipotle Mexican Grill, Inc.	CA	91,468	$183	17	F
50	Commonspirit Health	KY	91,161	$3,800	82	A
51	Delta Air Lines, Inc.	GA	89,914	$6,736	72	B
52	United Parcel Service of America, Inc.	GA	89,670	$6,916	79	A
53	Aramark Services, Inc. Retirement Benefits	PA	88,610	$59	6	F
54	Dollar Tree, Inc.	VA	88,254	$429	23	F
55	Providence Health & Services	WA	87,784	$6,091	76	A
56	Abm Industries Incorporated	NY	85,232	$274	31	D
57	Best Buy Enterprise Services, Inc.	MN	84,838	$766	44	D
58	Food Lion, LLC	NC	82,836	$494	36	D
59	Advocate Aurora Health, Inc	WI	81,730	$4,343	80	A
60	Kaiser Foundation Health Plan, Inc.	CA	79,909	$900	52	C
61	O'reilly Automotive, Inc.	MO	78,526	$663	46	C
62	Securitas Security Services USA, in	CA	77,184	$387	29	F
63	Citigroup Inc.	CT	76,614	$7,624	66	B
64	Tesla, Inc.	TX	76,602	$1,382	12	F
65	Ath Holding Company, LLC	IN	72,500	$4,212	45	C
66	The Crawford Group, Inc.	MO	71,702	$4,301	55	C
67	The Circle K Retirement Plan	AZ	71,082	$109	0	F
68	Southwest Airlines Co.	TX	71,020	$6,783	85	A
69	U.S. Bancorp	MN	70,384	$3,617	37	D
70	Gap Inc.	CA	69,214	$685	57	C
71	Intermountain Health Care, Inc.	UT	68,696	$3,139	58	C
72	FMR LLC	MA	67,872	$19,028	80	A
73	T-Mobile USA, Inc.	WA	67,820	$2,468	32	D
74	Verizon Communications Inc.	NJ	66,390	$6,960	64	B
75	State Farm Mutual Automobile Insurance Company	IL	65,386	$2,191	27	F
76	The Cigna Group	PA	65,083	$4,586	57	C
77	Ulta Salon Cosmetics & Fragrance, Inc.	IL	65,045	$401	14	F
78	The Progressive Corporation & Its Participating Subsidiaries	OH	64,939	$3,585	41	D
79	Universal Health Services, Inc.	PA	64,756	$1,224	40	D
80	Trader Joe's Company	CA	64,308	$461	44	D
81	Ahold USA, Inc.	MA	64,305	$6	16	F
82	7-Eleven, Inc.	TX	64,013	$486	30	D
83	Burlington Coat Factory Warehouse Corporation	NJ	63,884	$234	14	F
84	Advance Stores Company, Inc.	VA	63,382	$495	21	F
85	United Airlines, Inc.	IL	62,947	$2,619	66	B
86	National Medical Care, Inc.	MA	62,560	$1,296	22	F
87	Ford Motor Company	MI	59,848	$4,684	48	C
88	Autozone, Inc.	TN	59,629	$677	40	D
89	Chs/community Health Systems, Inc	TN	59,359	$1,052	33	D
90	Team Public Choices, LLC	CA	59,110	$7	0	F
91	Oracle Corporation	CA	58,885	$3,421	64	B
92	Adecco, Inc.	FL	58,770	$116	21	F
93	Ross Stores, Inc.	CA	58,560	$484	37	D
94	Nordstrom, Inc.	WA	58,241	$1,286	62	B
95	Davita Inc.	CO	57,409	$1,392	42	D
96	Ernst & Young U.S. LLP	NJ	56,282	$4,659	64	B
97	Cracker Barrel Old Country Store, Inc.	TN	56,118	$100	11	F
98	Banner Health	AZ	55,790	$2,233	49	C
99	Hy-Vee, Inc.	IA	55,672	$687	51	C
100	Meta Platforms, Inc.	CA	55,018	$12,186	97	A

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