Dingo Doggies Campus D/B/A Dingo Doggies 401(k) Review & Grade
Dingo Doggies 401(k) Plan
Los Angeles, CAOther Services163,831 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500-SF filing · How we grade
$0Employer $ per active participant
$0Employee $ saved per active participant
5.33%Direct admin cost, % of plan assets
$14,694Net plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity0.9 / 502th percentile for employer $ per participant
- Low cost0.0 / 250th percentile for low admin cost vs. same-size plans
- Employee saving0.0 / 150th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score8 / 100 · Grade F
This plan vs. peers
Peers: all industries, plans with 10,000+ active participants (fewer than 30 industry peers) (820 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 2th |
| Lower admin cost | 0th |
| Employee saving | 0th |
| Peers that auto-enroll | 50% |
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Red flags from the filing
Corrective distributions: the plan refunded $105 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Dingo Doggies Campus D/B/A Dingo Doggies put in about $0 per active participant, below the typical peer ($2,229). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (5.33% of assets) are well above similar-size plans (0.09%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $11,974 |
| Participant (employee) contributions | $3,820 |
| Other contributions (incl. rollovers in) | $0 |
| Administrative expenses paid from the plan | $721 |
| Benefits paid out | $12,834 |
| Net assets, start / end of year | $12,384 / $14,694 |
| Active participants, start / end of year | 327,659 / 3 |
| Participants with account balances | 2 |
| Auto-enrollment (feature code 2S) | Yes |
Source: DOL EFAST2 Form 5500-SF filing, acknowledgment ID 20251010111308NAL0012937648001, received 2025-10-10, EIN 84-3429069, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.