Acadia Management, Inc. 401(k) Review & Grade
4wall Entertainment 401(k) Plan
Las Vegas, NVAdministrative, Support & Staffing Services828 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$3,852Employer $ per active participant
$5,798Employee $ saved per active participant
0.60%Direct admin cost, % of plan assets
$48.7MNet plan assets, end of year
$44,964Average balance per account
Score breakdown
- Employer generosity46.5 / 5093th percentile for employer $ per participant
- Low cost4.3 / 2517th percentile for low admin cost vs. same-size plans
- Employee saving12.4 / 1582th percentile for employee $ per participant
- Plan features0 / 10No auto-enrollment or default investment reported
Total score63 / 100 · Grade B
This plan vs. peers
Peers: Administrative, Support & Staffing Services plans with 500–2,499 active participants (401 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 93th |
| Lower admin cost | 17th |
| Employee saving | 82th |
| Peers that auto-enroll | 27% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Acadia Management put in about $3,852 per active participant, more than the typical peer ($712). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.60% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,189,241 |
| Participant (employee) contributions | $4,800,496 |
| Other contributions (incl. rollovers in) | $3,127,886 |
| Administrative expenses paid from the plan | $254,100 |
| Contract administrator fees | $232,512 |
| Investment advisory & management fees | $17,338 |
| Other admin expenses | $4,250 |
| Benefits paid out | $2,784,484 |
| Net assets, start / end of year | $35.5M / $48.7M |
| Active participants, start / end of year | 829 / 827 |
| Participants with account balances | 1,083 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Eide Bailly LLP |
Largest service providers (Schedule C)
| LPL Financial Corporation | $116,485 reported compensation |
| Voya Retirement Insurance and Annui | $97,694 reported compensation |
| Centaurus Financial Inc | $21,468 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250818180230NAL0001484913001, received 2025-08-18, EIN 20-2539295, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.