Accuity Delivery Systems, LLC 401(k) Review & Grade
Accuity Delivery Systems, LLC 401(k) Plan
Mount Laurel, NJProfessional, Scientific & Technical Services647 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$3,786Employer $ per active participant
$8,351Employee $ saved per active participant
0.27%Direct admin cost, % of plan assets
$27.9MNet plan assets, end of year
$49,775Average balance per account
Score breakdown
- Employer generosity30.6 / 5061th percentile for employer $ per participant
- Low cost11.3 / 2545th percentile for low admin cost vs. same-size plans
- Employee saving6.7 / 1544th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score52 / 100 · Grade C
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 61th |
| Lower admin cost | 45th |
| Employee saving | 44th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Accuity Delivery Systems put in about $3,786 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,449,313 |
| Participant (employee) contributions | $5,403,105 |
| Other contributions (incl. rollovers in) | $1,230,094 |
| Administrative expenses paid from the plan | $60,951 |
| Benefits paid out | $2,055,811 |
| Net assets, start / end of year | $18.0M / $27.9M |
| Active participants, start / end of year | 595 / 699 |
| Participants with account balances | 561 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Bakertilly |
Largest service providers (Schedule C)
| Capital Group Retirement Plan Svcs. | $37,514 reported compensation |
| Usi Advisors Inc | $28,538 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250912124033NAL0001959008001, received 2025-09-12, EIN 81-0781818, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.