Acument Global Technologies, Inc. 401(k) Review & Grade
Acument Global Technologies, Inc. Savings Plan
Sterling Heights, MIManufacturing1,082 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$2,447Employer $ per active participant
$5,476Employee $ saved per active participant
0.16%Direct admin cost, % of plan assets
$129.5MNet plan assets, end of year
$89,392Average balance per account
Score breakdown
- Employer generosity26.5 / 5053th percentile for employer $ per participant
- Low cost15.6 / 2562th percentile for low admin cost vs. same-size plans
- Employee saving8.7 / 1558th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score61 / 100 · Grade B
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 53th |
| Lower admin cost | 62th |
| Employee saving | 58th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Acument Global Technologies put in about $2,447 per active participant, more than the typical peer ($2,320). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,647,733 |
| Participant (employee) contributions | $5,924,529 |
| Other contributions (incl. rollovers in) | $509,481 |
| Administrative expenses paid from the plan | $193,179 |
| Investment advisory & management fees | $59,000 |
| Benefits paid out | $13,087,191 |
| Net assets, start / end of year | $119.4M / $129.5M |
| Active participants, start / end of year | 1,085 / 1,079 |
| Participants with account balances | 1,449 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Plante & Moran, PLLC |
Largest service providers (Schedule C)
| Transamerica Retirement Solutions | $111,678 reported compensation |
| Morgan Stanley | $59,000 reported compensation |
| Plante Moran, Pllp | $20,000 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250915111041NAL0001046769001, received 2025-09-15, EIN 20-5110172, plan #003, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.