Adma Biologics, Inc. 401(k) Review & Grade
Adma Biologics, Inc. 401(k) Plan
Boca Raton, FLManufacturing632 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,356Employer $ per active participant
$4,423Employee $ saved per active participant
0.48%Direct admin cost, % of plan assets
$32.6MNet plan assets, end of year
$72,214Average balance per account
Score breakdown
- Employer generosity25.5 / 5051th percentile for employer $ per participant
- Low cost6.1 / 2525th percentile for low admin cost vs. same-size plans
- Employee saving6.4 / 1543th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score41 / 100 · Grade D
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 51th |
| Lower admin cost | 25th |
| Employee saving | 43th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Adma Biologics put in about $2,356 per active participant, more than the typical peer ($2,320). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.48% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,490,170 |
| Participant (employee) contributions | $2,797,417 |
| Other contributions (incl. rollovers in) | $1,094,346 |
| Administrative expenses paid from the plan | $142,802 |
| Benefits paid out | $3,781,425 |
| Net assets, start / end of year | $27.1M / $32.6M |
| Active participants, start / end of year | 612 / 653 |
| Participants with account balances | 451 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Socorro Partners Cpas & Advisorsllc |
Largest service providers (Schedule C)
| Transamerica Retirement Solutions | $142,802 reported compensation |
| Cadaret, Grant & Co., Inc. | $84,378 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015144104NAL0010127026002, received 2025-10-15, EIN 56-2590442, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.