All Star Dodge, Inc. 401(k) Review & Grade
All Star Automotive Group 401k Retirement Savings · d/b/a D/B/A All Star Dodge/isuzu
Baton Rouge, LARetail Trade515 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$514Employer $ per active participant
$3,199Employee $ saved per active participant
0.58%Direct admin cost, % of plan assets
$18.1MNet plan assets, end of year
$28,667Average balance per account
Score breakdown
- Employer generosity18.9 / 5038th percentile for employer $ per participant
- Low cost4.6 / 2519th percentile for low admin cost vs. same-size plans
- Employee saving8.2 / 1555th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score42 / 100 · Grade D
This plan vs. peers
Peers: Retail Trade plans with 500–2,499 active participants (719 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 38th |
| Lower admin cost | 19th |
| Employee saving | 55th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- All Star Dodge put in about $514 per active participant, below the typical peer ($743). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.58% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $264,603 |
| Participant (employee) contributions | $1,647,324 |
| Other contributions (incl. rollovers in) | $55,923 |
| Administrative expenses paid from the plan | $100,410 |
| Contract administrator fees | $100,410 |
| Benefits paid out | $2,151,235 |
| Net assets, start / end of year | $16.5M / $18.1M |
| Active participants, start / end of year | 527 / 503 |
| Participants with account balances | 633 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Laporte, Apac |
Largest service providers (Schedule C)
| JP Morgan Invest Holdings, LLC | $78,057 reported compensation |
| Onedigital Investment Advisors, LLC | $25,068 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251010090632NAL0004087283002, received 2025-10-10, EIN 74-2547633, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.