Alliance Solutions Group LLC 401(k) Review & Grade
Alliance Solutions Group LLC Powered by Talentlaunch 401(k) Plan
Independence, OHAdministrative, Support & Staffing Services816 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$154Employer $ per active participant
$654Employee $ saved per active participant
1.38%Direct admin cost, % of plan assets
$4.7MNet plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity12.5 / 5025th percentile for employer $ per participant
- Low cost0.8 / 253th percentile for low admin cost vs. same-size plans
- Employee saving3.6 / 1524th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score17 / 100 · Grade F
This plan vs. peers
Peers: Administrative, Support & Staffing Services plans with 500–2,499 active participants (401 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 25th |
| Lower admin cost | 3th |
| Employee saving | 24th |
| Peers that auto-enroll | 27% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
Corrective distributions: the plan refunded $25,759 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Alliance Solutions Group put in about $154 per active participant, below the typical peer ($712). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (1.38% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $125,832 |
| Participant (employee) contributions | $533,502 |
| Other contributions (incl. rollovers in) | $70,231 |
| Administrative expenses paid from the plan | $59,948 |
| Contract administrator fees | $28,061 |
| Investment advisory & management fees | $25,841 |
| Benefits paid out | $548,722 |
| Net assets, start / end of year | $4.0M / $4.7M |
| Active participants, start / end of year | 791 / 841 |
| Participants with account balances | 161 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Cohen & Company, LTD |
Largest service providers (Schedule C)
| Newport Group, Inc. | $32,815 reported compensation |
| Ancora Retirement Plan Advisor | $25,841 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015105649NAL0002284979001, received 2025-10-15, EIN 45-4014987, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.