Asm Research LLC 401(k) Review & Grade
Asm Research LLC 401(k) Plan
Fairfax, VAProfessional, Scientific & Technical Services2,466 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$1,929Employer $ per active participant
$6,080Employee $ saved per active participant
0.19%Direct admin cost, % of plan assets
$239.7MNet plan assets, end of year
$109,055Average balance per account
Score breakdown
- Employer generosity16.6 / 5033th percentile for employer $ per participant
- Low cost13.8 / 2555th percentile for low admin cost vs. same-size plans
- Employee saving4.6 / 1530th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score45 / 100 · Grade C
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 33th |
| Lower admin cost | 55th |
| Employee saving | 30th |
| Peers that auto-enroll | 48% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Asm Research put in about $1,929 per active participant, below the typical peer ($3,082). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $4,757,418 |
| Participant (employee) contributions | $14,993,065 |
| Other contributions (incl. rollovers in) | $1,380,744 |
| Administrative expenses paid from the plan | $439,584 |
| Contract administrator fees | $236,358 |
| Investment advisory & management fees | $203,226 |
| Benefits paid out | $19,177,146 |
| Net assets, start / end of year | $211.3M / $239.7M |
| Active participants, start / end of year | 2,313 / 2,619 |
| Participants with account balances | 2,198 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Cohn Reznick |
Largest service providers (Schedule C)
| Principal Life Insurance Company | $236,347 reported compensation |
| Global Retirement Partners LLC | $164,133 reported compensation |
| Osaic Fa, Inc. | $39,164 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250729163221NAL0005144496001, received 2025-07-29, EIN 54-1385056, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.