Astronautics Corporation of America 401(k) Review & Grade
Astronautics Corporation of America and Kearfott Corporation Deferred Savings and Profit Sharing Plan
Oak Creek, WIManufacturing1,056 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$3,122Employer $ per active participant
$7,773Employee $ saved per active participant
0.07%Direct admin cost, % of plan assets
$186.8MNet plan assets, end of year
$128,311Average balance per account
Score breakdown
- Employer generosity32.5 / 5065th percentile for employer $ per participant
- Low cost20.1 / 2580th percentile for low admin cost vs. same-size plans
- Employee saving11.8 / 1579th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score71 / 100 · Grade B
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 65th |
| Lower admin cost | 80th |
| Employee saving | 79th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
Corrective distributions: the plan refunded $55,265 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Astronautics Corporation of America put in about $3,122 per active participant, more than the typical peer ($2,320). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,296,710 |
| Participant (employee) contributions | $8,208,386 |
| Other contributions (incl. rollovers in) | $737,750 |
| Administrative expenses paid from the plan | $133,186 |
| Other admin expenses | $33,750 |
| Benefits paid out | $17,259,644 |
| Net assets, start / end of year | $169.3M / $186.8M |
| Active participants, start / end of year | 994 / 1,118 |
| Participants with account balances | 1,456 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Dufek & Company, LLC |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $86,436 reported compensation |
| Alpha Investment Consulting Group | $33,750 reported compensation |
| Dufek & Company, LLC | $13,000 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251013112212NAL0000539443001, received 2025-10-13, EIN 39-0963505, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.