Blue Yonder, Inc. 401(k) Review & Grade
Blue Yonder, Inc. 401(k) Plan
Scottsdale, AZManufacturing1,378 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$4,617Employer $ per active participant
$18,754Employee $ saved per active participant
0.05%Direct admin cost, % of plan assets
$704.3MNet plan assets, end of year
$248,265Average balance per account
Score breakdown
- Employer generosity40.1 / 5080th percentile for employer $ per participant
- Low cost22.1 / 2588th percentile for low admin cost vs. same-size plans
- Employee saving14.9 / 1599th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score77 / 100 · Grade A
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 80th |
| Lower admin cost | 88th |
| Employee saving | 99th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
Corrective distributions: the plan refunded $980 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Blue Yonder put in about $4,617 per active participant, more than the typical peer ($2,320). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $6,362,311 |
| Participant (employee) contributions | $25,842,668 |
| Other contributions (incl. rollovers in) | $11,897,183 |
| Administrative expenses paid from the plan | $314,065 |
| Other admin expenses | $314,065 |
| Benefits paid out | $54,282,160 |
| Net assets, start / end of year | $623.1M / $704.3M |
| Active participants, start / end of year | 1,237 / 1,519 |
| Participants with account balances | 2,837 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Baker Tilly US, LLP |
Largest service providers (Schedule C)
| Vanguard Advisers Inc. | $217,733 reported compensation |
| The Vanguard Group, Inc. | $99,141 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251007130744NAL0008194720001, received 2025-10-07, EIN 86-0673401, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.