Blueprint Education Subsidiary H 401(k) Review & Grade
Blueprint Education Subsidiary Holdings LLC 401(k) Plan
Manhattan Beach, CAEducational Services716 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,129Employer $ per active participant
$2,412Employee $ saved per active participant
0.06%Direct admin cost, % of plan assets
$9.7MNet plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity23.4 / 5047th percentile for employer $ per participant
- Low cost21.3 / 2585th percentile for low admin cost vs. same-size plans
- Employee saving6.2 / 1541th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score54 / 100 · Grade C
This plan vs. peers
Peers: Educational Services plans with 500–2,499 active participants (144 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 47th |
| Lower admin cost | 85th |
| Employee saving | 41th |
| Peers that auto-enroll | 37% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Blueprint Education Subsidiary H put in about $1,129 per active participant, below the typical peer ($1,225). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $808,247 |
| Participant (employee) contributions | $1,726,738 |
| Other contributions (incl. rollovers in) | $663,861 |
| Administrative expenses paid from the plan | $4,544 |
| Benefits paid out | $810,858 |
| Net assets, start / end of year | $6.2M / $9.7M |
| Active participants, start / end of year | 729 / 703 |
| Participants with account balances | 331 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Weaver and Tidwell L.L.P. |
Largest service providers (Schedule C)
| Adp, Inc. | $4,544 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251002051313NAL0000095379001, received 2025-10-02, EIN 82-4621188, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.