Bryan Cave Leighton Paisner US LLP 401(k) Review & Grade
Bclp LLP US Retirement Plan
Saint Louis, MOProfessional, Scientific & Technical Services1,265 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$13,108Employer $ per active participant
$13,621Employee $ saved per active participant
0.01%Direct admin cost, % of plan assets
$1.3BNet plan assets, end of year
$541,069Average balance per account
Score breakdown
- Employer generosity47.6 / 5095th percentile for employer $ per participant
- Low cost24.4 / 2598th percentile for low admin cost vs. same-size plans
- Employee saving12.4 / 1583th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score87 / 100 · Grade A
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 95th |
| Lower admin cost | 98th |
| Employee saving | 83th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Bryan Cave Leighton Paisner US LLP put in about $13,108 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $16,581,813 |
| Participant (employee) contributions | $17,230,926 |
| Other contributions (incl. rollovers in) | $2,132,394 |
| Administrative expenses paid from the plan | $129,205 |
| Other admin expenses | $129,205 |
| Benefits paid out | $123,201,604 |
| Net assets, start / end of year | $1.2B / $1.3B |
| Active participants, start / end of year | 1,305 / 1,225 |
| Participants with account balances | 2,330 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Rubin Brown LLP |
Largest service providers (Schedule C)
| The Vanguard Group, Inc. | $129,308 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251008183843NAL0003206211001, received 2025-10-08, EIN 43-0602162, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.