Cable Dahmer Chevrolet Inc 401(k) Review & Grade
Cable Dahmer Chevrolet Inc 401k Plan
Kansas City, MORetail Trade856 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$1,077Employer $ per active participant
$4,500Employee $ saved per active participant
0.29%Direct admin cost, % of plan assets
$31.3MNet plan assets, end of year
$35,032Average balance per account
Score breakdown
- Employer generosity32.0 / 5064th percentile for employer $ per participant
- Low cost10.3 / 2541th percentile for low admin cost vs. same-size plans
- Employee saving11.1 / 1574th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score63 / 100 · Grade B
This plan vs. peers
Peers: Retail Trade plans with 500–2,499 active participants (719 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 64th |
| Lower admin cost | 41th |
| Employee saving | 74th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Cable Dahmer Chevrolet put in about $1,077 per active participant, more than the typical peer ($743). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $922,247 |
| Participant (employee) contributions | $3,851,955 |
| Other contributions (incl. rollovers in) | $230,570 |
| Administrative expenses paid from the plan | $85,282 |
| Other admin expenses | $41,856 |
| Benefits paid out | $2,939,715 |
| Net assets, start / end of year | $26.8M / $31.3M |
| Active participants, start / end of year | 841 / 871 |
| Participants with account balances | 894 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Cassell Plan Audits Inc. |
Largest service providers (Schedule C)
| Erp National LLC | $97,838 reported compensation |
| Mariner Retirement Advisors LLC | $57,196 reported compensation |
| Empower Annuity Insurance Company | $15,054 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250923140916NAL0006421345001, received 2025-09-23, EIN 44-0607435, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.