Cast & Crew LLC 401(k) Review & Grade
Cast & Crew 401(k) Plan
Burbank, CAProfessional, Scientific & Technical Services974 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,120Employer $ per active participant
$6,631Employee $ saved per active participant
0.02%Direct admin cost, % of plan assets
$87.6MNet plan assets, end of year
$90,057Average balance per account
Score breakdown
- Employer generosity17.6 / 5035th percentile for employer $ per participant
- Low cost24.1 / 2596th percentile for low admin cost vs. same-size plans
- Employee saving5.0 / 1533th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-13 pts2 issues reported on the filing
Total score37 / 100 · Grade D
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 35th |
| Lower admin cost | 96th |
| Employee saving | 33th |
| Peers that auto-enroll | 48% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
Late deposits: the filing says some employee contributions were not sent to the plan on time ($3,879 reported). That's money taken from paychecks that sat with the employer longer than the law allows.
Corrective distributions: the plan refunded $130,004 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Cast & Crew put in about $2,120 per active participant, below the typical peer ($3,082). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan reported late deposits of employee contributions. Compare your pay stubs with your account statements, and contact the plan administrator if money shows up late.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,064,021 |
| Participant (employee) contributions | $6,455,557 |
| Other contributions (incl. rollovers in) | $475,392 |
| Administrative expenses paid from the plan | $12,787 |
| Contract administrator fees | $12,787 |
| Benefits paid out | $8,672,705 |
| Net assets, start / end of year | $76.1M / $87.6M |
| Active participants, start / end of year | 1,023 / 924 |
| Participants with account balances | 973 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Grant Thornton LLP |
Largest service providers (Schedule C)
| Lincoln National Corporation | $12,787 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250923175306NAL0007238752001, received 2025-09-23, EIN 20-5544425, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.