Cbre Services, Inc. 401(k) Review & Grade
Cbre 401(k) Plan
Dallas, TXReal Estate & Rental38,936 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$2,902Employer $ per active participant
$8,318Employee $ saved per active participant
0.02%Direct admin cost, % of plan assets
$4.3BNet plan assets, end of year
$90,859Average balance per account
Score breakdown
- Employer generosity28.6 / 5057th percentile for employer $ per participant
- Low cost22.7 / 2591th percentile for low admin cost vs. same-size plans
- Employee saving10.8 / 1572th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score69 / 100 · Grade B
This plan vs. peers
Peers: all industries, plans with 10,000+ active participants (fewer than 30 industry peers) (820 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 57th |
| Lower admin cost | 91th |
| Employee saving | 72th |
| Peers that auto-enroll | 50% |
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Red flags from the filing
Corrective distributions: the plan refunded $126,025 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Cbre Services put in about $2,902 per active participant, more than the typical peer ($2,229). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $112,986,656 |
| Participant (employee) contributions | $323,888,341 |
| Other contributions (incl. rollovers in) | $82,396,644 |
| Administrative expenses paid from the plan | $833,765 |
| Investment advisory & management fees | $1,249,851 |
| Other admin expenses | −$58,434 |
| Benefits paid out | $435,494,731 |
| Net assets, start / end of year | $3.7B / $4.3B |
| Active participants, start / end of year | 36,834 / 41,038 |
| Participants with account balances | 47,787 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | KPMG |
| Employer stock held by plan | $129,860,623 |
Largest service providers (Schedule C)
| Strategic Advisors, Inc. | $1,045,657 reported compensation |
| Goldman Sachs Asset Management, L. | $142,125 reported compensation |
| KPMG LLP | $75,000 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250625143305NAL0011386768001, received 2025-06-25, EIN 52-1616016, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.