Cgi Technologies and Solutions, Inc. 401(k) Review & Grade
Cgi Technologies and Solutions Sca 401(k) Savings Plan
Fairfax, VAProfessional, Scientific & Technical Services2,287 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$500Employer $ per active participant
$1,649Employee $ saved per active participant
0.18%Direct admin cost, % of plan assets
$59.1MNet plan assets, end of year
$30,674Average balance per account
Score breakdown
- Employer generosity6.8 / 5014th percentile for employer $ per participant
- Low cost14.4 / 2558th percentile for low admin cost vs. same-size plans
- Employee saving1.3 / 158th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score26 / 100 · Grade F
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 14th |
| Lower admin cost | 58th |
| Employee saving | 8th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Cgi Technologies and Solutions put in about $500 per active participant, below the typical peer ($3,082). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,144,484 |
| Participant (employee) contributions | $3,771,273 |
| Other contributions (incl. rollovers in) | $904,724 |
| Administrative expenses paid from the plan | $101,348 |
| Benefits paid out | $5,919,160 |
| Net assets, start / end of year | $53.1M / $59.1M |
| Active participants, start / end of year | 2,250 / 2,324 |
| Participants with account balances | 1,928 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Caron & Bletzer, PLLC |
Largest service providers (Schedule C)
| T Rowe Price RPS Inc | $90,218 reported compensation |
| Caron & Bletzer PLLC | $11,130 reported compensation |
| Charles Schwab & Co., Inc. | $0 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251006090812NAL0005745968001, received 2025-10-06, EIN 54-0856778, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.