Clyde & Co US LLP 401(k) Review & Grade
Clyde & Co US LLP 401(k) Plan
New York, NYProfessional, Scientific & Technical Services632 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$6,877Employer $ per active participant
$11,314Employee $ saved per active participant
0.10%Direct admin cost, % of plan assets
$136.3MNet plan assets, end of year
$148,505Average balance per account
Score breakdown
- Employer generosity41.9 / 5084th percentile for employer $ per participant
- Low cost18.3 / 2573th percentile for low admin cost vs. same-size plans
- Employee saving10.3 / 1569th percentile for employee $ per participant
- Plan features0 / 10No auto-enrollment or default investment reported
Total score71 / 100 · Grade B
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 84th |
| Lower admin cost | 73th |
| Employee saving | 69th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Clyde & Co US LLP put in about $6,877 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $4,346,012 |
| Participant (employee) contributions | $7,150,226 |
| Other contributions (incl. rollovers in) | $4,196,974 |
| Administrative expenses paid from the plan | $128,611 |
| Other admin expenses | $46,500 |
| Benefits paid out | $10,175,763 |
| Net assets, start / end of year | $114.5M / $136.3M |
| Active participants, start / end of year | 561 / 703 |
| Participants with account balances | 918 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Sikich USA CPA LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $76,980 reported compensation |
| Cerity Partners | $46,500 reported compensation |
| Sickich USA CPA LLP | $16,600 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250912154216NAL0000855715001, received 2025-09-12, EIN 20-5083001, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.