Coeur Mining, Inc. 401(k) Review & Grade
Coeur Mining Defined Contribution and 401k Plan
Chicago, ILMining, Oil & Gas1,166 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$6,649Employer $ per active participant
$9,285Employee $ saved per active participant
0.07%Direct admin cost, % of plan assets
$186.1MNet plan assets, end of year
$116,233Average balance per account
Score breakdown
- Employer generosity34.0 / 5068th percentile for employer $ per participant
- Low cost20.2 / 2581th percentile for low admin cost vs. same-size plans
- Employee saving10.7 / 1571th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score75 / 100 · Grade A
This plan vs. peers
Peers: Mining, Oil & Gas plans with 500–2,499 active participants (129 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 68th |
| Lower admin cost | 81th |
| Employee saving | 71th |
| Peers that auto-enroll | 60% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Coeur Mining put in about $6,649 per active participant, more than the typical peer ($4,357). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $7,753,209 |
| Participant (employee) contributions | $10,826,042 |
| Other contributions (incl. rollovers in) | $495,557 |
| Administrative expenses paid from the plan | $128,101 |
| Investment advisory & management fees | $40,919 |
| Benefits paid out | $18,694,269 |
| Net assets, start / end of year | $164.4M / $186.1M |
| Active participants, start / end of year | 1,140 / 1,192 |
| Participants with account balances | 1,601 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Bdo USA P.C. |
Largest service providers (Schedule C)
| Vanguard Group, Inc. | $87,182 reported compensation |
| Vanguard Advisors, Inc. | $40,919 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250910121208NAL0035496816001, received 2025-09-10, EIN 82-0109423, plan #003, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.