Columbus Community Hospital, Inc. 401(k) Review & Grade
Columbus Community Hospital, Inc. Employees' Retirement Plan
Columbus, NEHealth Care & Social Assistance958 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,904Employer $ per active participant
$0Employee $ saved per active participant
0.07%Direct admin cost, % of plan assets
$43.5MNet plan assets, end of year
$52,189Average balance per account
Score breakdown
- Employer generosity41.0 / 5082th percentile for employer $ per participant
- Low cost20.7 / 2583th percentile for low admin cost vs. same-size plans
- Employee saving0.0 / 150th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-10 pts1 issue reported on the filing
Total score55 / 100 · Grade C
This plan vs. peers
Peers: Health Care & Social Assistance plans with 500–2,499 active participants (1,427 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 82th |
| Lower admin cost | 83th |
| Employee saving | 0th |
| Peers that auto-enroll | 36% |
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Red flags from the filing
Prohibited transactions: the plan reported non-exempt transactions with a party in interest.
What to do if you're in this plan
- Columbus Community Hospital put in about $2,904 per active participant, more than the typical peer ($976). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,780,160 |
| Participant (employee) contributions | $0 |
| Other contributions (incl. rollovers in) | $16,804 |
| Administrative expenses paid from the plan | $26,229 |
| Investment advisory & management fees | $4,627 |
| Other admin expenses | $14,327 |
| Benefits paid out | $2,286,731 |
| Net assets, start / end of year | $36.2M / $43.5M |
| Active participants, start / end of year | 924 / 991 |
| Participants with account balances | 833 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Eide Bailly LLP |
Largest service providers (Schedule C)
| Columbus Community Hospital, Inc. | $14,327 reported compensation |
| Eide Bailly LLP | $7,100 reported compensation |
| Cambridge Investment Research, Inc. | $3,903 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251007113513NAL0011184146001, received 2025-10-07, EIN 47-0542043, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.