Criterion Systems, L.L.C 401(k) Review & Grade
Criterion Systems 401(k) & Profit Sharing Plan
Vienna, VAProfessional, Scientific & Technical Services621 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$3,299Employer $ per active participant
$7,426Employee $ saved per active participant
0.02%Direct admin cost, % of plan assets
$55.8MNet plan assets, end of year
$70,250Average balance per account
Score breakdown
- Employer generosity26.9 / 5054th percentile for employer $ per participant
- Low cost24.0 / 2596th percentile for low admin cost vs. same-size plans
- Employee saving5.7 / 1538th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score67 / 100 · Grade B
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 54th |
| Lower admin cost | 96th |
| Employee saving | 38th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Criterion Systems put in about $3,299 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,048,573 |
| Participant (employee) contributions | $4,611,763 |
| Other contributions (incl. rollovers in) | $238,077 |
| Administrative expenses paid from the plan | $9,370 |
| Other admin expenses | $9,370 |
| Benefits paid out | $10,933,245 |
| Net assets, start / end of year | $52.7M / $55.8M |
| Active participants, start / end of year | 448 / 794 |
| Participants with account balances | 795 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | CST Group Cpas, PC |
Largest service providers (Schedule C)
| T. Rowe Price RPS, Inc. | $9,370 reported compensation |
| Goldman Sachs Funds | $0 reported compensation |
| Pimco Funds | $0 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251001142443NAL0021121218001, received 2025-10-01, EIN 20-2436086, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.