Data Analysis, Inc. 401(k) Review & Grade
Data Analysis, Inc. Investment Plan and Trust
Los Angeles, CAManagement of Companies772 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$1,129Employer $ per active participant
$7,237Employee $ saved per active participant
0.06%Direct admin cost, % of plan assets
$89.8MNet plan assets, end of year
$57,566Average balance per account
Score breakdown
- Employer generosity10.8 / 5022th percentile for employer $ per participant
- Low cost20.9 / 2584th percentile for low admin cost vs. same-size plans
- Employee saving9.7 / 1565th percentile for employee $ per participant
- Plan features7 / 10Auto-enrollment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score45 / 100 · Grade C
This plan vs. peers
Peers: Management of Companies plans with 500–2,499 active participants (172 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 22th |
| Lower admin cost | 84th |
| Employee saving | 65th |
| Peers that auto-enroll | 58% |
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Red flags from the filing
Corrective distributions: the plan refunded $78 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Data Analysis put in about $1,129 per active participant, below the typical peer ($2,492). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $871,219 |
| Participant (employee) contributions | $5,583,534 |
| Other contributions (incl. rollovers in) | $552,390 |
| Administrative expenses paid from the plan | $51,262 |
| Contract administrator fees | $23,959 |
| Investment advisory & management fees | $23,003 |
| Other admin expenses | $4,300 |
| Benefits paid out | $5,320,858 |
| Net assets, start / end of year | $75.3M / $89.8M |
| Active participants, start / end of year | 756 / 787 |
| Participants with account balances | 1,560 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Warren Averett LLP |
Largest service providers (Schedule C)
| Voya Retirement Insurance & Annuity | $30,907 reported compensation |
| Voya Retirement Advisors, LLC | $22,897 reported compensation |
| Morningstar | $12,402 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251003183807NAL0000962515001, received 2025-10-03, EIN 95-3936696, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.