Deployed Services, LLC 401(k) Review & Grade
Deployed Services, LLC 401(k) Plan
Carrizo Springs, TXAdministrative, Support & Staffing Services6,758 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$371Employer $ per active participant
$576Employee $ saved per active participant
2.07%Direct admin cost, % of plan assets
$10.0MNet plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity25.8 / 5052th percentile for employer $ per participant
- Low cost0.2 / 251th percentile for low admin cost vs. same-size plans
- Employee saving4.8 / 1532th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score31 / 100 · Grade D
This plan vs. peers
Peers: Administrative, Support & Staffing Services plans with 2,500–9,999 active participants (125 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 52th |
| Lower admin cost | 1th |
| Employee saving | 32th |
| Peers that auto-enroll | 22% |
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Red flags from the filing
Corrective distributions: the plan refunded $127 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Deployed Services put in about $371 per active participant, more than the typical peer ($342). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (2.07% of assets) are well above similar-size plans (0.12%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,507,286 |
| Participant (employee) contributions | $3,894,579 |
| Other contributions (incl. rollovers in) | $637,619 |
| Administrative expenses paid from the plan | $151,537 |
| Investment advisory & management fees | $24,017 |
| Benefits paid out | $2,485,406 |
| Net assets, start / end of year | $4.6M / $10.0M |
| Active participants, start / end of year | 6,922 / 6,594 |
| Participants with account balances | 1,102 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Dannible & Mckee LLP |
Largest service providers (Schedule C)
| Transamerica Financial Life Ins Co. | $127,520 reported compensation |
| Northwestern Mutual Wealth Mgmt Co. | $24,017 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251013105528NAL0000507203001, received 2025-10-13, EIN 84-5019630, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.