Didlake, Inc. 401(k) Review & Grade
Didlake, Inc. 401(k) Plan
Manassas, VAOther Services1,428 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,402Employer $ per active participant
$1,001Employee $ saved per active participant
0.70%Direct admin cost, % of plan assets
$36.5MNet plan assets, end of year
$20,491Average balance per account
Score breakdown
- Employer generosity27.1 / 5054th percentile for employer $ per participant
- Low cost3.2 / 2513th percentile for low admin cost vs. same-size plans
- Employee saving3.8 / 1525th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score37 / 100 · Grade D
This plan vs. peers
Peers: Other Services plans with 500–2,499 active participants (333 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 54th |
| Lower admin cost | 13th |
| Employee saving | 25th |
| Peers that auto-enroll | 40% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Didlake put in about $1,402 per active participant, more than the typical peer ($1,257). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.70% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,002,500 |
| Participant (employee) contributions | $1,429,581 |
| Other contributions (incl. rollovers in) | $277,290 |
| Administrative expenses paid from the plan | $238,435 |
| Contract administrator fees | $36,218 |
| Other admin expenses | $295 |
| Benefits paid out | $2,832,968 |
| Net assets, start / end of year | $31.6M / $36.5M |
| Active participants, start / end of year | 1,435 / 1,421 |
| Participants with account balances | 1,781 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Forvis Mazars, LLP |
Largest service providers (Schedule C)
| John Hancock USA | $22,190 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251014121005NAL0001353011001, received 2025-10-14, EIN 54-0943833, plan #003, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.