DSV Air & Sea, Inc 401(k) Review & Grade
DSV 401(k) Plan
Iselin, NJTransportation & Warehousing6,589 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,864Employer $ per active participant
$3,551Employee $ saved per active participant
0.02%Direct admin cost, % of plan assets
$391.9MNet plan assets, end of year
$52,951Average balance per account
Score breakdown
- Employer generosity25.4 / 5051th percentile for employer $ per participant
- Low cost23.0 / 2592th percentile for low admin cost vs. same-size plans
- Employee saving6.9 / 1546th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score58 / 100 · Grade C
This plan vs. peers
Peers: Transportation & Warehousing plans with 2,500–9,999 active participants (123 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 51th |
| Lower admin cost | 92th |
| Employee saving | 46th |
| Peers that auto-enroll | 46% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- DSV Air & Sea put in about $1,864 per active participant, more than the typical peer ($1,834). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $12,284,616 |
| Participant (employee) contributions | $23,396,681 |
| Other contributions (incl. rollovers in) | $4,158,948 |
| Administrative expenses paid from the plan | $91,597 |
| Contract administrator fees | $300 |
| Investment advisory & management fees | $76,297 |
| Other admin expenses | −$1 |
| Benefits paid out | $44,163,478 |
| Net assets, start / end of year | $344.9M / $391.9M |
| Active participants, start / end of year | 6,318 / 6,860 |
| Participants with account balances | 7,401 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Baker Tilly US LLP |
Largest service providers (Schedule C)
| Strategic Advisors, Inc. | $76,297 reported compensation |
| Fidelity Investments Institutional | $10,326 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251118142041NAL0001463555001, received 2025-11-18, EIN 22-2301684, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.