East West Manufacturing LLC 401(k) Review & Grade
East West Manufacturing LLC 401(k) Profit Sharing Plan and Trust
Atlanta, GAManufacturing532 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$1,426Employer $ per active participant
$4,904Employee $ saved per active participant
0.46%Direct admin cost, % of plan assets
$28.8MNet plan assets, end of year
$59,424Average balance per account
Score breakdown
- Employer generosity14.4 / 5029th percentile for employer $ per participant
- Low cost6.4 / 2525th percentile for low admin cost vs. same-size plans
- Employee saving7.4 / 1550th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score35 / 100 · Grade D
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 29th |
| Lower admin cost | 25th |
| Employee saving | 50th |
| Peers that auto-enroll | 59% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
Corrective distributions: the plan refunded $94,245 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- East West Manufacturing put in about $1,426 per active participant, below the typical peer ($2,320). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.46% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $757,780 |
| Participant (employee) contributions | $2,606,684 |
| Other contributions (incl. rollovers in) | $278,867 |
| Administrative expenses paid from the plan | $134,592 |
| Investment advisory & management fees | $70,038 |
| Benefits paid out | $7,224,567 |
| Net assets, start / end of year | $29.3M / $28.8M |
| Active participants, start / end of year | 673 / 390 |
| Participants with account balances | 485 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Jason Underwood CPA, PLLC |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $64,554 reported compensation |
| Northwestern Mutual Wealth Mgmt Co | $57,833 reported compensation |
| Strategic Advisors, Inc. | $12,205 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251002111727NAL0001051138001, received 2025-10-02, EIN 58-2624670, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.