Evergreen Alliance Golf Limited, L.P. 401(k) Review & Grade
Arcis Golf 401(k) Plan
Dallas, TXArts, Entertainment & Recreation4,986 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$269Employer $ per active participant
$869Employee $ saved per active participant
0.58%Direct admin cost, % of plan assets
$23.7MNet plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity4.4 / 509th percentile for employer $ per participant
- Low cost2.6 / 2510th percentile for low admin cost vs. same-size plans
- Employee saving0.9 / 156th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score8 / 100 · Grade F
This plan vs. peers
Peers: Arts, Entertainment & Recreation plans with 2,500–9,999 active participants (35 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 9th |
| Lower admin cost | 10th |
| Employee saving | 6th |
| Peers that auto-enroll | 43% |
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Red flags from the filing
Corrective distributions: the plan refunded $260,387 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Evergreen Alliance Golf Limited, L.P. put in about $269 per active participant, below the typical peer ($1,107). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.58% of assets) are well above similar-size plans (0.12%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,342,116 |
| Participant (employee) contributions | $4,332,034 |
| Other contributions (incl. rollovers in) | $536,290 |
| Administrative expenses paid from the plan | $118,911 |
| Investment advisory & management fees | $46,115 |
| Benefits paid out | $2,261,521 |
| Net assets, start / end of year | $17.5M / $23.7M |
| Active participants, start / end of year | 4,152 / 5,821 |
| Participants with account balances | 1,308 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Baker Tilly US, LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $72,796 reported compensation |
| Raymond James Financial Services | $46,115 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250925162103NAL0003644771001, received 2025-09-25, EIN 75-2798353, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.