Expedia, Inc. 401(k) Review & Grade
Expedia Retirement Savings Plan
Seattle, WAAdministrative, Support & Staffing Services7,922 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$3,989Employer $ per active participant
$14,021Employee $ saved per active participant
0.06%Direct admin cost, % of plan assets
$1.8BNet plan assets, end of year
$136,504Average balance per account
Score breakdown
- Employer generosity48.4 / 5097th percentile for employer $ per participant
- Low cost18.1 / 2572th percentile for low admin cost vs. same-size plans
- Employee saving15.0 / 15100th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-13 pts2 issues reported on the filing
Total score79 / 100 · Grade A
This plan vs. peers
Peers: Administrative, Support & Staffing Services plans with 2,500–9,999 active participants (125 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 97th |
| Lower admin cost | 72th |
| Employee saving | 100th |
| Peers that auto-enroll | 22% |
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Red flags from the filing
Benefits not paid when due: the plan reported failing to pay some benefits on time.
Corrective distributions: the plan refunded $59,436 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Expedia put in about $3,989 per active participant, more than the typical peer ($342). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $31,602,660 |
| Participant (employee) contributions | $111,076,616 |
| Other contributions (incl. rollovers in) | $14,227,409 |
| Administrative expenses paid from the plan | $1,002,618 |
| Contract administrator fees | $2,700 |
| Investment advisory & management fees | $612,554 |
| Other admin expenses | $46,706 |
| Benefits paid out | $133,289,130 |
| Net assets, start / end of year | $1.5B / $1.8B |
| Active participants, start / end of year | 8,260 / 7,584 |
| Participants with account balances | 12,893 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Crowe LLP |
| Employer stock held by plan | $30,970,534 |
Largest service providers (Schedule C)
| Strategic Advisors, Inc. | $612,554 reported compensation |
| Fidelity Investments Institutional | $323,351 reported compensation |
| Moss Adams LLP | $48,300 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250917085232NAL0000649426001, received 2025-09-17, EIN 91-1996083, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.