Fox Rothschild LLP 401(k) Review & Grade
Fox Rothschild LLP Retirement Savings Plan
Philadelphia, PAProfessional, Scientific & Technical Services1,702 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$11,451Employer $ per active participant
$13,876Employee $ saved per active participant
0.02%Direct admin cost, % of plan assets
$756.0MNet plan assets, end of year
$330,131Average balance per account
Score breakdown
- Employer generosity46.6 / 5093th percentile for employer $ per participant
- Low cost23.7 / 2595th percentile for low admin cost vs. same-size plans
- Employee saving12.6 / 1584th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score86 / 100 · Grade A
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 93th |
| Lower admin cost | 95th |
| Employee saving | 84th |
| Peers that auto-enroll | 48% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Fox Rothschild LLP put in about $11,451 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $19,489,034 |
| Participant (employee) contributions | $23,617,354 |
| Other contributions (incl. rollovers in) | $3,616,682 |
| Administrative expenses paid from the plan | $165,800 |
| Other admin expenses | $165,800 |
| Benefits paid out | $71,799,358 |
| Net assets, start / end of year | $742.0M / $756.0M |
| Active participants, start / end of year | 1,686 / 1,718 |
| Participants with account balances | 2,290 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Eisneramper LLP |
Largest service providers (Schedule C)
| The Vanguard Group, Inc. | $131,800 reported compensation |
| Captrust | $34,000 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20260113110445NAL0014111793001, received 2026-01-13, EIN 23-1404723, plan #002, plan year 2024-04-01 to 2025-03-31. Verify at efast.dol.gov.