Gci Communication Corp. 401(k) Review & Grade
Gci 401(k) Plan
Anchorage, AKInformation1,870 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$6,735Employer $ per active participant
$8,501Employee $ saved per active participant
0.04%Direct admin cost, % of plan assets
$443.0MNet plan assets, end of year
$243,954Average balance per account
Score breakdown
- Employer generosity46.3 / 5093th percentile for employer $ per participant
- Low cost22.9 / 2591th percentile for low admin cost vs. same-size plans
- Employee saving7.2 / 1548th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-10 pts1 issue reported on the filing
Total score69 / 100 · Grade B
This plan vs. peers
Peers: Information plans with 500–2,499 active participants (310 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 93th |
| Lower admin cost | 91th |
| Employee saving | 48th |
| Peers that auto-enroll | 59% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
Late deposits: the filing says some employee contributions were not sent to the plan on time ($1,169 reported). That's money taken from paychecks that sat with the employer longer than the law allows.
What to do if you're in this plan
- Gci Communication put in about $6,735 per active participant, more than the typical peer ($2,829). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan reported late deposits of employee contributions. Compare your pay stubs with your account statements, and contact the plan administrator if money shows up late.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $12,591,524 |
| Participant (employee) contributions | $15,893,117 |
| Other contributions (incl. rollovers in) | $1,211,394 |
| Administrative expenses paid from the plan | $151,598 |
| Contract administrator fees | $2,100 |
| Other admin expenses | $36,485 |
| Benefits paid out | $39,807,866 |
| Net assets, start / end of year | $401.7M / $443.0M |
| Active participants, start / end of year | 1,836 / 1,903 |
| Participants with account balances | 1,816 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Bdo USA P.C. |
| Employer stock held by plan | $30,543,249 |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $151,854 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250624112218NAL0006784513001, received 2025-06-24, EIN 92-0134871, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.