Hershey Entertainment & Resorts Company 401(k) Review & Grade
Hershey Entertainment & Resorts Company Savings Plan
Hershey, PAAccommodation & Food Services919 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$3,732Employer $ per active participant
$5,424Employee $ saved per active participant
0.09%Direct admin cost, % of plan assets
$121.3MNet plan assets, end of year
$95,936Average balance per account
Score breakdown
- Employer generosity49.2 / 5098th percentile for employer $ per participant
- Low cost18.8 / 2575th percentile for low admin cost vs. same-size plans
- Employee saving14.6 / 1598th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score93 / 100 · Grade A
This plan vs. peers
Peers: Accommodation & Food Services plans with 500–2,499 active participants (458 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 98th |
| Lower admin cost | 75th |
| Employee saving | 98th |
| Peers that auto-enroll | 17% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Hershey Entertainment & Resorts put in about $3,732 per active participant, more than the typical peer ($266). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,429,677 |
| Participant (employee) contributions | $4,985,070 |
| Other contributions (incl. rollovers in) | $315,618 |
| Administrative expenses paid from the plan | $108,439 |
| Other admin expenses | $22,776 |
| Benefits paid out | $10,012,746 |
| Net assets, start / end of year | $108.3M / $121.3M |
| Active participants, start / end of year | 930 / 908 |
| Participants with account balances | 1,264 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Boyer & Ritter LLC |
Largest service providers (Schedule C)
| T Rowe Price RPS Inc | $71,413 reported compensation |
| Raymond James Financial Service Adv | $22,500 reported compensation |
| Boyer & Ritter LLC | $14,250 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251008113751NAL0013278690001, received 2025-10-08, EIN 23-0691815, plan #003, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.