Holthouse Carlin & Van Trigt LLP 401(k) Review & Grade
Holthouse Carlin & Van Trigt LLP 401(k) Plan and Trust II
Los Angeles, CAProfessional, Scientific & Technical Services546 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$3,633Employer $ per active participant
$10,377Employee $ saved per active participant
0.01%Direct admin cost, % of plan assets
$79.2MNet plan assets, end of year
$100,800Average balance per account
Score breakdown
- Employer generosity29.7 / 5059th percentile for employer $ per participant
- Low cost24.2 / 2597th percentile for low admin cost vs. same-size plans
- Employee saving9.4 / 1563th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score66 / 100 · Grade B
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 59th |
| Lower admin cost | 97th |
| Employee saving | 63th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Holthouse Carlin & Van Trigt LLP put in about $3,633 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,981,853 |
| Participant (employee) contributions | $5,660,659 |
| Other contributions (incl. rollovers in) | $443,483 |
| Administrative expenses paid from the plan | $10,085 |
| Contract administrator fees | $300 |
| Benefits paid out | $3,419,781 |
| Net assets, start / end of year | $63.9M / $79.2M |
| Active participants, start / end of year | 540 / 551 |
| Participants with account balances | 786 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Bonadio & Co., LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $10,090 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251010171628NAL0008527441001, received 2025-10-10, EIN 95-4345526, plan #003, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.