Hydril USA Distribution, LLC 401(k) Review & Grade
HMH 401(k) Plan
Houston, TXManufacturing602 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$10,142Employer $ per active participant
$11,851Employee $ saved per active participant
0.47%Direct admin cost, % of plan assets
$57.3MNet plan assets, end of year
$82,748Average balance per account
Score breakdown
- Employer generosity48.2 / 5096th percentile for employer $ per participant
- Low cost6.2 / 2525th percentile for low admin cost vs. same-size plans
- Employee saving14.1 / 1594th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score79 / 100 · Grade A
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 96th |
| Lower admin cost | 25th |
| Employee saving | 94th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Hydril USA Distribution put in about $10,142 per active participant, more than the typical peer ($2,320). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.47% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $6,100,448 |
| Participant (employee) contributions | $7,128,446 |
| Other contributions (incl. rollovers in) | $1,379,956 |
| Administrative expenses paid from the plan | $233,678 |
| Other admin expenses | $61,855 |
| Benefits paid out | $4,007,325 |
| Net assets, start / end of year | $41.6M / $57.3M |
| Active participants, start / end of year | 568 / 635 |
| Participants with account balances | 693 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Withumsmith Brown, PC |
Largest service providers (Schedule C)
| Empower Annuity Insurance Company O | $63,132 reported compensation |
| MPC Capital Advisors LLC | $57,987 reported compensation |
| Pannell Kerr Forster of Texas, P.C. | $46,069 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251013150034NAL0000735715001, received 2025-10-13, EIN 26-2066755, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.