Informdata LLC 401(k) Review & Grade
Informdata LLC 401(k) Plan
Kennesaw, GAAdministrative, Support & Staffing Services802 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$794Employer $ per active participant
$1,426Employee $ saved per active participant
0.67%Direct admin cost, % of plan assets
$11.3MNet plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity27.9 / 5056th percentile for employer $ per participant
- Low cost3.5 / 2514th percentile for low admin cost vs. same-size plans
- Employee saving6.4 / 1543th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score41 / 100 · Grade D
This plan vs. peers
Peers: Administrative, Support & Staffing Services plans with 500–2,499 active participants (401 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 56th |
| Lower admin cost | 14th |
| Employee saving | 43th |
| Peers that auto-enroll | 27% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Informdata put in about $794 per active participant, more than the typical peer ($712). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.67% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $636,891 |
| Participant (employee) contributions | $1,143,675 |
| Other contributions (incl. rollovers in) | $486,751 |
| Administrative expenses paid from the plan | $69,452 |
| Contract administrator fees | $44,352 |
| Investment advisory & management fees | $25,100 |
| Benefits paid out | $1,614,888 |
| Net assets, start / end of year | $9.3M / $11.3M |
| Active participants, start / end of year | 899 / 705 |
| Participants with account balances | 396 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Baker Tilly US, LLP |
Largest service providers (Schedule C)
| The Vanguard Group, Inc. | $44,352 reported compensation |
| NFP Retirement | $25,100 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251010130755NAL0004270787001, received 2025-10-10, EIN 88-0707040, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.