Janus Research Group, LLC 401(k) Review & Grade
Janus Research Group 401(k) Plan
Evans, GAProfessional, Scientific & Technical Services642 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$2,472Employer $ per active participant
$8,132Employee $ saved per active participant
0.05%Direct admin cost, % of plan assets
$62.1MNet plan assets, end of year
$72,093Average balance per account
Score breakdown
- Employer generosity20.4 / 5041th percentile for employer $ per participant
- Low cost22.0 / 2588th percentile for low admin cost vs. same-size plans
- Employee saving6.4 / 1543th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-10 pts1 issue reported on the filing
Total score49 / 100 · Grade C
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 41th |
| Lower admin cost | 88th |
| Employee saving | 43th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
Late deposits: the filing says some employee contributions were not sent to the plan on time ($273,431 reported). That's money taken from paychecks that sat with the employer longer than the law allows.
What to do if you're in this plan
- Janus Research Group put in about $2,472 per active participant, below the typical peer ($3,082). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- The plan reported late deposits of employee contributions. Compare your pay stubs with your account statements, and contact the plan administrator if money shows up late.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,588,558 |
| Participant (employee) contributions | $5,224,888 |
| Other contributions (incl. rollovers in) | $653,069 |
| Administrative expenses paid from the plan | $28,009 |
| Contract administrator fees | $4,958 |
| Investment advisory & management fees | $14,464 |
| Other admin expenses | $2,712 |
| Benefits paid out | $8,011,898 |
| Net assets, start / end of year | $53.8M / $62.1M |
| Active participants, start / end of year | 688 / 597 |
| Participants with account balances | 862 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Bdo USA, P.C. |
Largest service providers (Schedule C)
| Strategic Advisors, Inc. | $14,464 reported compensation |
| Fidelity Workplace Services, LLC | $10,833 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015213318NAL0002907619001, received 2025-10-15, EIN 52-2043501, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.