Jones Lang Lasalle Americas, Inc. 401(k) Review & Grade
Jones Lang Lasalle Savings and Retirement Plan
Chicago, ILReal Estate & Rental35,477 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,920Employer $ per active participant
$6,950Employee $ saved per active participant
0.09%Direct admin cost, % of plan assets
$3.9BNet plan assets, end of year
$108,940Average balance per account
Score breakdown
- Employer generosity28.8 / 5058th percentile for employer $ per participant
- Low cost12.5 / 2550th percentile for low admin cost vs. same-size plans
- Employee saving9.6 / 1564th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-13 pts2 issues reported on the filing
Total score41 / 100 · Grade D
This plan vs. peers
Peers: all industries, plans with 10,000+ active participants (fewer than 30 industry peers) (820 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 58th |
| Lower admin cost | 50th |
| Employee saving | 64th |
| Peers that auto-enroll | 50% |
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Red flags from the filing
Benefits not paid when due: the plan reported failing to pay some benefits on time.
Corrective distributions: the plan refunded $35,593 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Jones Lang Lasalle Americas put in about $2,920 per active participant, more than the typical peer ($2,229). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $103,584,592 |
| Participant (employee) contributions | $246,570,300 |
| Other contributions (incl. rollovers in) | $64,739,937 |
| Administrative expenses paid from the plan | $3,109,214 |
| Contract administrator fees | $6,600 |
| Investment advisory & management fees | $1,871,238 |
| Other admin expenses | $305,854 |
| Benefits paid out | $368,271,494 |
| Net assets, start / end of year | $3.3B / $3.9B |
| Active participants, start / end of year | 32,733 / 38,221 |
| Participants with account balances | 35,559 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Mcconnell & Jones, LLP |
Largest service providers (Schedule C)
| Strategic Advisors, Inc. | $1,813,620 reported compensation |
| Fidelity Investments Institutional | $715,914 reported compensation |
| Willis Towers Watson US LLC | $190,376 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251009184131NAL0011546016001, received 2025-10-09, EIN 36-4160760, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.