Kaeser Compressors, Inc. 401(k) Review & Grade
Kaeser Compressors, Inc. 401(k) Profit Sharing Plan
Fredericksburg, VAWholesale Trade654 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$6,483Employer $ per active participant
$6,666Employee $ saved per active participant
0.05%Direct admin cost, % of plan assets
$84.1MNet plan assets, end of year
$107,620Average balance per account
Score breakdown
- Employer generosity46.8 / 5094th percentile for employer $ per participant
- Low cost21.5 / 2586th percentile for low admin cost vs. same-size plans
- Employee saving11.4 / 1576th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score90 / 100 · Grade A
This plan vs. peers
Peers: Wholesale Trade plans with 500–2,499 active participants (603 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 94th |
| Lower admin cost | 86th |
| Employee saving | 76th |
| Peers that auto-enroll | 53% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Kaeser Compressors put in about $6,483 per active participant, more than the typical peer ($1,792). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $4,243,004 |
| Participant (employee) contributions | $4,362,955 |
| Other contributions (incl. rollovers in) | $485,910 |
| Administrative expenses paid from the plan | $41,638 |
| Investment advisory & management fees | $17,454 |
| Other admin expenses | $1,039 |
| Benefits paid out | $4,240,366 |
| Net assets, start / end of year | $70.3M / $84.1M |
| Active participants, start / end of year | 675 / 634 |
| Participants with account balances | 781 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Bishop Farmer & Co LLP |
Largest service providers (Schedule C)
| Bishop, Farmer & Co. LLP | $19,500 reported compensation |
| Kline, Keppel & Koryak, P.C. | $17,454 reported compensation |
| Merrill Lynch, Pierce, Fenner and S | $3,645 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250717100238NAL0000080657001, received 2025-07-17, EIN 54-1141868, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.