Kimble Recycling & Disposal, Inc. 401(k) Review & Grade
Kimble Recycling & Disposal, Inc. 401(k) Retirement Plan
Dover, OHAdministrative, Support & Staffing Services572 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$543Employer $ per active participant
$2,601Employee $ saved per active participant
0.17%Direct admin cost, % of plan assets
$12.7MNet plan assets, end of year
$27,996Average balance per account
Score breakdown
- Employer generosity22.5 / 5045th percentile for employer $ per participant
- Low cost14.9 / 2559th percentile for low admin cost vs. same-size plans
- Employee saving8.8 / 1558th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score49 / 100 · Grade C
This plan vs. peers
Peers: Administrative, Support & Staffing Services plans with 500–2,499 active participants (401 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 45th |
| Lower admin cost | 59th |
| Employee saving | 58th |
| Peers that auto-enroll | 27% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Kimble Recycling & Disposal put in about $543 per active participant, below the typical peer ($712). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $310,617 |
| Participant (employee) contributions | $1,488,842 |
| Other contributions (incl. rollovers in) | $321,252 |
| Administrative expenses paid from the plan | $20,523 |
| Contract administrator fees | $13,240 |
| Investment advisory & management fees | $5,633 |
| Other admin expenses | $1,650 |
| Benefits paid out | $2,184,092 |
| Net assets, start / end of year | $11.4M / $12.7M |
| Active participants, start / end of year | 562 / 583 |
| Participants with account balances | 454 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | 415 Group, Inc. |
Largest service providers (Schedule C)
| LPL Financial | $22,455 reported compensation |
| Cbiz Benefits and Insurance Serv | $5,633 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251008152930NAL0013747426001, received 2025-10-08, EIN 34-1554938, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.